By LoanMart | May 17, 2013
As part of the Lucas Oil Off Road Racing Series, LoanMart’s CEO, Oscar Rodriguez, and other sponsored drivers will be competing on May 16 – 18, 2013, in Lake Elsinore, California. LoanMart is a car loan title company that sponsors the Lucas Oil Off Road Racing Series and has a number of sponsored drivers who will be competing at the Lake Elsinore Morotsports Park. LoanMart is sponsoring an official pre-party where fans can meet the athletes and enjoy some live music.
Committed to the Team
In our second year of partnership with Team Lucas, we are committed to racing and promoting the sport. Not only are we sponsoring the Lucas Oil Modified Series, but also the Lucas Oil Off Road Racing Series and the Lucas Oil Drag Racing Series. Our LoanMart Racing team is doing well this year with lots of amazing vehicles and some big winners, including RJ Anderson and Shelby Stroebel. Of course, there are lots of people in addition to the drivers that keep things running smoothly, such as the mechanics who ensure all the different vehicles race-ready.
LoanMart is Committed to You
At 800LoanMart, we are committed to providing the best loan on car title programs for people who need cash fast. Whether you have a medical emergency, a busted water heater, or any other kind of need for immediate cash, our car loan title programs can get you the cash you need without all the hassle of conventional loans. Our behind the scenes team members are available 24 hours a day to answer your questions online or over the phone. Our streamlined online application puts you on the fast track to getting the money you need right away, and we never ask you what it is for, like a bank will. We are the premier non-traditional lender that provides a viable loan on car title program that can meet your cash flow needs.
Visit us 800LoanMart if you need a quick loan, and come join us in Lake Elsinore for more racing excitement.
By LoanMart | May 16, 2013
Setting And Tracking Goals Can Help You Get Out Of Debt
People who are in debt often really want to get out of debt. They may have lots of good ideas about how to go about it and may make a really good start. Unfortunately, more often than not, those good ideas start grinding to a halt all too quickly, and people find themselves deeper in debt than ever. If an emergency occurs, you may need to get cash fast through online auto title loans, at which point you should start the process of getting out of debt all over again.
Set Achievable Goals
One of the problems with setting goals is that people are often too vague with the goal. Just setting a goal to get out of debt soon is not enough. It is important to set both long-term and short-term goals. For instance, setting the goal to be debt-free except for your mortgage in ten years could be an achievable long-term goal. However, to reach that goal you will need to have several distinct short-term goals, such as paying off one credit card in one year or not eating out for one month. The little goals should be easy to achieve so that you can see the progress you are making.
Not only should you keep track of your debt reduction goals, but you need to keep track of your debt as well. Some people have found that starting a blog and reporting actual debt amounts as well as debt reduction strategies they are using is very helpful. By publicly reporting their debt on a regular basis they become motivated to reduce it more quickly. Knowing you are going to post to a blog tomorrow may help to curb impulse spending today.
No matter what your goals are in regards to reducing your debt, it is good to know that an auto title loan can usually be paid off early with no pre-payment penalties. Understanding your debts is another very important part of reducing them.
By LoanMart | May 14, 2013
Saving Money With Lower Auto Insurance Premiums
If you have a car, then most states require you to carry some form of auto insurance. Even if you’ve used your car as the basis for a title loan, you need to continue to carry insurance on that car. Here are some tips and tricks to help keep your auto insurance premiums low so that you can save money.
- Choose the Right Car to Begin With – the type of car you own has a great deal to do with the cost of your auto insurance premium. Fancy sports cars, SUV’s, and high-end vehicles are stolen quite frequently, and insurance costs are higher because of this. In fact, you can search online for the kinds of cars that are stolen most frequently so that you can avoid buying one of them.
- Security Devices – most insurance companies will charge a lower premium to their customers that have installed car alarms, steering locks, and other security devices on their vehicles. It is important to note that these installations must be made by professionals in order for the insurance companies to recognize them.
- Proper Parking – if you keep your car parked on the side of the road it is obviously not as safe as if you keep it in a securely locked garage. Your car is less likely to be stolen or vandalized if it is in a secured garage.
- Drive Less – You may not realize that how much you drive has nearly as much of an impact on your insurance premiums as what you drive. If you can limit your driving miles, not only might you be able to get a reduced rate on insurance, but you can also save on gasoline.
- Watch your Driving Habits – the way you drive directly coincides with the rates you pay for insurance. If you are prone to speeding or other traffic violations, you may be ticketed. Tickets go onto your driving record, which your insurance company is quite likely to check. A good driver often receives a discount on insurance premiums.
Your car is an important possession. Not only does it get you where you need to go, but if you need cash in a hurry, you can use it to apply for an online title loan. By taking care of your car, you are taking care of your investment and should be able to save money on your auto insurance.
By LoanMart | May 9, 2013
Reducing Or Eliminating Credit Card Debt May Not Be Easy, But It Can Be Done
It seems to be much easier to get into debt than to get out of it. There are many different kinds of debt that one can get into. However, whether you take out an auto title loan, a mortgage, or even charge a purchase on a credit card, you will begin to owe interest essentially as soon as you take out the loan or make the purchase.
Benefits of Credit Cards
It is true that there are certain benefits one gets when using a credit card. For instance, if you are in a place where you don’t want to carry cash, using a card can be very convenient. If there’s something on sale for a short time, you can purchase it with a credit card even though you don’t have the money in your account just yet.
Challenges Related to Credit Cards
If you really don’t have the money to make a purchase and make it on credit anyway, you may not have the money to make the payment when that charge comes to you in the mail. This means that additional interest will be included along with the charges for the actual purchase. If you continue to carry those charges, the interest will accrue and you may even be assessed late fees if you don’t make payments on time.
Eliminating Credit Card and Other Types of Debt
The first thing you must do if you want to eliminate your debt is to acknowledge that it exists. You should determine exactly how much you owe so that you can set up a plan to pay it off. You also need to realize that there will be things that crop up that require an additional outlay of cash. When this happens, you may decide to look at the kind of auto title loans Los Angeles residents recommend.
Changing your spending habits and remaining conscientiously aware of your debt will help you begin the process of becoming debt free.
By LoanMart | May 7, 2013
Don’t Let Setbacks Push Your Debt Reduction Plan Back
While some people seem to have all the answers to getting out of debt, most people find that additional obstacles or issues often pop up and seem to slow down or even stop the process altogether. While it’s true that there are likely to be some setbacks to your debt reduction plan, it is important to know that if you keep plugging away at it; eventually your debt can be eliminated. For instance, if you are self employed and your business hits a stumbling block or an investment goes bad, you may owe taxes that you’d previously expected your business income to cover. One way to deal with an issue like this is with auto title loans.
Auto Title Loans Can Tide You Over
You can apply for auto title loans online very quickly and get the cash you need for things like those paying extra taxes that weren’t apart of your original plan. It is important to note that if you go this route, you should be sure to pick a lender that won’t charge you prepayment fees. That way, when things begin to look up again, you can get your loan paid off and reduce the amount of interest you are paying for title loans.
Remember to Take Another Step Forward if you have been Forced to Step Back
If you’re letting setbacks, large or small, dictate a sense of discouragement or failure, then you’re doing yourself a huge disservice. Emergencies and problems are an inevitable fact of life. If you handle them the best you can as they crop up, you will be able to find a way to keep moving forward, keeping your debt reduction plan in place. By staying focused on your goal of debt freedom and accepting the notion that it’s quite likely that there will be a few stumbling blocks in life, you can find ways to move on after each setback.
Even when the tough times seem to extend for a longer period than you feel they should, keep a positive attitude, and you can eventually reach your goals.